EVALUATE QUALITY OF APPRAISAL CAPITAL LOAN PROJECT AT VIETNAM DEVELOPMENT AND INVESTMENT JOINT STOCK COMMERCIAL BANK – BAC HUNG YEN BRANCH
Abstract
Credit investment is one of the main activities of commercial banks. To effectively carry out this activity requires commercial banks to ensure the safety and efficiency when lending. However, the quality of loan appraisal is still limited, reflecting the high non-performing loans, the rising rate of overdue debt at commercial banks is causing negative impacts on the investment environment and hindering the development of the domestic economy.
This article focuses on investigating the status of the loan appraisal project at Vietnam Development Investment Joint Stock Commercial Bank - Bac Hung Yen Branch, thereby evaluating the quality of loan appraisal at Point out the advantages and disadvantages in the appraisal of loan projects and propose some solutions to complete the appraisal of loan projects at commercial banks.
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